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Home Loans

Bruce Harnell, Home Finance Broker

Bruce Harnell is one of Loan Market’s best New Zealand mortgage brokers. Bruce works closely with the team at Ellerslie, and has produced many satisfied customers over the years.  Frequently buyers are now competing fiercely for hot properties and Bruce's ability to help put them in a "cash" position can be the difference between buying the property and missing out on it.

Complex borrowing and larger loan sizes

Bruce has extensive experience with larger loan sizes, broad property portfolios, trusts, Look Through Companies (LTCs), Qualifiying Companies (QC's), and other structures. Whether you are self-employed or employee, Bruce knows where to place your loan application and how to effectively package it for maximum benefit. Bruce may also be able to organise a discount on your interest rate, depending on the size of your loan.

Property investment

Both residential and commercial property investment can help you to create wealth, if you invest wisely. Part of the process is ensuring your investment funding is structured correctly for your investment strategy. Bruce understands investment finance in both a residential and commercial context and will work closely with your accountant and financial planner to ensure your funding works towards your overall investment goals.

First home buyers

For first home buyers looking to purchase in the Ellerslie area and neighbouring suburbs, the right mortgage options are essential. Bruce is an expert at assisting first home buyers to assess their mortgage options and find the one that is the most cost-effective for their situation. Whether you are looking at an apartment or house, Bruce can assist you with your first home loan.

Home Loan pre-approval

Home loan pre-approval will put you in a strong position to bid at auction or negotiate with a vendor. A written pre-approval is an excellent indication of how much you can borrow to buy property and will usually be valid for around three months.

Get an expert on your side

A good mortgage broker can make a big difference to the mortgage application process and to the effectiveness of your loan over time. From finding the right loan to completing the application and monitoring the market after settlement, a good mortgage broker is an expert on your side who will ensure your loan is working for you.

Contact Details

Bruce Harnell 021 335 184

bruce.harnell@loanmarket.co.nz